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We help individuals and families pursue their ideal retirements.

Does The Fed Lowering Interest Rates Really Hurt Retirees?

By Paula Miles | December 16, 2019 |

In most cases, the actions of the Federal Reserve lowering interest rates are a good thing because a lot of economic activity depends on the ability of businesses to borrow money. It is of course easier to borrow when interest rates are lower, but lowering interest rates too much could affect investors who may see…

2019 Catch Up Contributions 

By Paula Miles | December 16, 2019 |

The IRS provides the country’s elder statesmen with additional ways to save for retirement. Some of the most popular investment vehicles the IRS provides access to for the benefit of US taxpayers include 401(k) accounts and a variety of IRAs. While these options provide a variety of benefits to the taxpayer, the primary benefit involves…

Do Presidential Elections Actually Impact The Stock Market?

By Paula Miles | December 16, 2019 |

Generally, whenever a presidential election year is underway, you may hear a lot of news anchors and financial analysts talk about the economy and the stock market. There may often be self-proclaimed experts who have their theories about how a presidential candidate will affect the market during election year, how investors may react as Election…

Should You Use Credit Or Debit Cards For Holiday Shopping?

By Paula Miles | December 16, 2019 |

Holiday shopping is underway for many with “Black Friday” and “Cyber Monday” already behind us. One small question you might ask yourself is whether you should pay for your items with a credit or debit card. There’s a lot of debate about whether you’re better off using a credit or debit card because both have…

2020 Important Retirement Numbers

By Paula Miles | December 16, 2019 |

Every new year brings a fresh beginning, this can be just as true now as it ever was. In 2020, expect increases in savings pretax limits for workers looking toward retirement. If you’ve already reached retirement age, you’ll see a moderate increase in your Social Security benefits payments. However, there will also be increased premiums…

What To Do When You Inherit Your Parents’ House 

By Paula Miles | October 31, 2019 |

The largest wealth transfer in the history of the world is currently in process. It’s estimated that around $68 trillion will switch hands over the next 25 years. Baby Boomers are currently retiring, and many of them will pass away within the next few years. Much of this wealth will be tied up in family…

Protect Retirement Savings Against Long Term Care Needs

By Paula Miles | October 31, 2019 |

Unfortunately, it’s a very real possibility that you or someone you love may need long term care at some point. Your retirement savings may have to go toward that care, but you will want to ensure that this money is protected. A good way to keep your retirement savings secure could be a long term…

Avoid Required Minimum Distribution Mistakes

By Paula Miles | October 31, 2019 |

If you’re approaching retirement or already retired, you may have a traditional IRA, SIMPLE IRA, or SEP. If you do, at a specific age you must take a minimum distribution. This minimum distribution is required by the government when you reach the age of 70 ½. It is not only done one time but this…

Should You Delay Retirement?

By Paula Miles | October 1, 2019 |

Retirement is a dream for many Americans. Sure, there are people like Warren Buffett who love to work. Most people do not. If you’re one of those people who want to retire, the question arises of when a good time to retire might be. Some people will be fine retiring next week while some should wait for a…

September is Life Insurance Awareness Month

By Paula Miles | September 10, 2019 |

September is Life Insurance Awareness Month, which gives us a reason to talk about a subject that some try to avoid. Life insurance can conjure up dark images. Many people are jarred into realizing the importance of buying life insurance after a close friend or family member passes away, or even after hearing a news…

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